Build Your Money Confidence with SmartPesa
Practical, offline-ready lessons that turn Tanzanian shillings into lasting wealth.
Why Financial Literacy Matters in Tanzania
Only 38 % of Tanzanians keep a monthly budget, according to a 2023 Bank of Tanzania community survey.*
SmartPesa was created to close that gap by delivering short, engaging lessons that fit local realities—from boda boda drivers in Dar es Salaam to maize farmers in Singida. We believe every family deserves the skills to weather emergencies, grow savings, and make confident spending choices.
Our platform works even when you’re offline. Service workers cache lessons so your progress continues whether you’re in the heart of Arusha or traveling through the Serengeti.
* Source: Financial Capability Report, Bank of Tanzania, 2023.Interactive Learning Modules
Kuwa na Bajeti
- 30-minute micro-course
- Downloadable household worksheet
- Free SMS reminders
Choose a Smart Guidance Plan
Free
TSh 0
- Access to 1 module
- Community forum
- Offline caching
Starter
TSh 9,900
- All 3 modules
- Progress tracking
- Monthly SMS tips
Pro
TSh 19,900
- Everything in Starter
- 1-on-1 coach (WhatsApp)
- Printable certificates
Register Your Interest
Real Stories, Real Impact
“SmartPesa turned my small kiosk profits into real savings.”
Result: Saved TSh 450,000 in 4 months
Asha K., Kariakoo
“Learning in Swahili on my phone—no data use—was a game changer.”
Result: Paid school fees on time for the first time
Juma S., Morogoro“The budgeting worksheet helped my cooperative plan seed purchases for an entire season.”
Result: Cooperative savings grew by 23 %
Neema M., Mbeya“SmartPesa turned my small kiosk profits into real savings.”
Result: Saved TSh 450,000 in 4 months
Asha K., Kariakoo“Learning in Swahili on my phone—no data use—was a game changer.”
Result: Paid school fees on time for the first time
Juma S., Morogoro“The budgeting worksheet helped my cooperative plan seed purchases for an entire season.”
Result: Cooperative savings grew by 23 %
Neema M., MbeyaMeet the Minds Behind SmartPesa
John Mwangi
Founder & Lead Developer
10 years building offline-first web apps across East Africa.
Fun fact: Runs a weekend coding club for teens in Arusha.
Faith Ndovu
Financial Educator
Certified accountant passionate about community workshops.
Fun fact: Loves teaching budgeting through music games.
Said Ally
UX Designer
Focuses on accessible design for low-bandwidth users.
Fun fact: Illustrates children’s books in Swahili.
Contact & Location
Send us a message
Address: Amani Street, Dar es Salaam, Tanzania
Email: [email protected]
Phone: +255 689 123 456
Hours: Mon–Fri 08:00–17:00 EAT